RS Real Estate

Upgraders & Sellers

Exclusively For HDB Owners

Find Out How You Can Upgrade From Your HDB And Gain An Investment Yield

With a household income of $7K and above, many HDB home owners have UPGRADED to private properties without paying extra cash from their savings

Have you ever wondered if it is possible for you to own a private property with no stress?

Do I have enough funds to own one or even maybe two?

Is upgrading to a condo only for the rich?

Many of my clients earning $6k to $7k salaries have approached me with the above concerns. However, with my meticulous financial planning and step-by-step Asset Progression Strategies, they have since upgraded comfortably and are clear about their investment road map for the next 5 to 10 years

Take action now for a financially free future!

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What I Would Provide You :


	An in-depth analysis to allow you to understand your financial position objectively
	A meticulous financial calculation process, including additional costs such as legal fees, cash outlay, stamp duty, etc.
	The C.M.A analysis method to filter through the many options in the property market and determine the right property for you
	A CONSERVATIVE & ACHIEVABLE asset progression plan allowing you to accumulate wealth earlier with reserved funds for rainy days.
	A property investment “roadmap” which allows you to see where you will be in the next 5 to 10 years and beyond
	How you can achieve HUGE potential upside from your properties and retire earlier
	Coaching & in depth planning on how to own two properties with no stress
	Insights and results from REAL LIFE cases!

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Case Study

Mr & Mrs Tan, both 35 years old, were owners of a 4 room HDB flat. Their plan was to pay fully for their property or upgrade to a maisonette.

But after doing detailed calculations & explaining different options to them, they had learnt better way of managing their money with my STRATEGIES.

With my ASSET PROGRESSION STRATEGIES, they could :

Upgrade to a condo and get another property for investment

Have extra funds for their own use after this process.

They have since upgraded to a Condominium without touching any of their savings, and even have a CASH reserve of $130,000, with my meticulous calculations & conservative planning.

Let’s meet for a NO-OBLIGATION & FREE sharing session and I will show you how!

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You May Be Thinking That, You Have Almost Fully Paid Off Your HDB, Why Should You Upgrade?

YOUR WEALTH IS BEING EATEN AWAY MONTH AFTER MONTH WHEN MORE & MORE OF YOUR CPF IS BEING LOCKED IN YOUR HDB

With most or all of your CPF channelled into your HDB flat, you lose :

The 2.5% interest you could have earned if you had left it inside CPF

The accrued interest of 2.5% be returned to CPF when you sell eventually

That is total of 5% TAKEN AWAY from you, year after year.

For example, if $250,000 worth of CPF funds is used to pay for your HDB, at the end of 5 years, you lose $32,850 in interest earnings at the end of 5 years.

Selling your HDB at the end of 5 years, you would need to return $282,850 to CPF, which is $32,850 less cash from the sales proceed of your property.

In Total, Your Loss = $65,700!!

DID I MENTIONED THE 2.6% INTEREST YOU PAY EVERY YEAR FOR YOUR HDB LOAN?

So how can you escape from this TIME BOMB? Let’s meet up for a non- obligatory session with me to find out!

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At the end of the day, careful planning and meticulous financial calculations are crucial steps to achieving your dream lifestyle

ARRANGE A FREE DISCUSSION NOW!

There is NOTHING to lose in gaining more knowledge. After all, knowledge is power

There are no obligations at all

HAVE A PROPERTY THAT YOU WANT TO SELL ?

Have You Been :

	Taking a long time to sell your property?
	Marketing a lot on your property but not getting enough viewings?
	Wanting to get a better price for your property but do not know how to?
	Thinking if your marketing strategies are effective?
	Seeing how others can gain plenty of viewings for their property?
	Looking at what are the other types of marketing you can use to market your property?

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We Have A Set Of Proven Effective Marketing Strategies

Value Added Services

1) EFFECTIVE MARKETING STRATEGIES

We make use of market segmentation and quality ads to help your property reach maximum exposure on social media platforms. Our team is equipped with strong digital marketing skills - we get your property out there in the eyes of potential buyers

2) PROFESSIONAL PHOSHOOT & HOMESTAGING

High quality photography and home staging are crucial factors that contribute to the first impression that attract buyers’ attention effectively for viewing. Hence, on average, bring 2-3 times more buyers to view your unit

3) WORLD'S LEADING SPATIAL DATA PLATFORM

With our equipments, we can provide a 3D floorplan & view of your property that allows buyers to visualize themselves living there, creating a homely image in their mind that attract serious buyers to your unit

4) VIDEO TOURS

Having engaging content is the key to attract buyers. Video tours can capture the attention of buyers more effectively and generate wider interest for viewings

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Real estate is everyone most important & biggest asset.

It can be a great investment option. It can generate ongoing passive income and can be a good long-term investment.

Many people use it as a part of their overall strategy to begin building wealth

In fact first property purchase is the most crucial first step.

Most first timer buyers just follow blindly their parents/friends choice.

As one wrong step they will really waste 10 years of their time

Need Some Advice ?

	How to purchase the right property in Singapore?
	Should I keep or sell my current property?
	How to maximise the use of my CPF to generate wealth?
	My property is losing money, what should I do?
	I’m a first time buyer, which type of property should I be looking at?

Lastly are you a emotional buyer or a buyer base on facts & figures? 🤔

What is the difference?

It’s a good discussion to understand your needs, goals, situation and lay out your various options for you to see.

So that I can plan your property journey

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